{"id":1727,"date":"2021-03-11T10:54:16","date_gmt":"2021-03-11T05:24:16","guid":{"rendered":"http:\/\/loconav.com\/vahan\/?page_id=1727"},"modified":"2022-03-30T11:41:19","modified_gmt":"2022-03-30T06:11:19","slug":"without-insurance-fine","status":"publish","type":"page","link":"https:\/\/loconav.com\/vahan\/traffic-fines\/without-insurance-fine\/","title":{"rendered":"Without Insurance Fine"},"content":{"rendered":"
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Without Insurance Fine: Driving Car\/Bike Without Insurance Challan Under New MV Act<\/h1>\n

There may be an instance where you end up breaking the traffic rules and regulations<\/a> like driving a vehicle without an insurance policy. The Government has made Third-Party Liability Insurance compulsory for all motor vehicles in India in order to drive on public roads. Thus, It is crucial to abide by this traffic rule. However, in case you have violated it, you are likely to face consequences such as the issuance of challan and\/or imprisonment for up to 3 months. You can submit the challan for driving without insurance either offline or online. Get complete details about the challan you need to pay under New Motor Vehicle Act for driving without insurance.<\/p>\n

What is Without Insurance Fine?<\/strong><\/h3>\n

According to the Motor Vehicle Act, driving a vehicle without an insurance policy is a serious traffic violation and hence illegal in India. Lately, the Motor Vehicle Act of 1988 has been amended as a result of which the traffic fines have been increased. Driving without insurance can now attract a fine of up to Rs 2000 for a first-time offence, which was earlier only Rs 1000. If you are found repeating this same offence twice, you are supposed to pay Rs 4000 for a second-time offence.<\/p>\n

However, the penalty may vary from one state to another. In some states, driving without insurance can also draw a punishment of up to three months imprisonment along with the challan.<\/p>\n

Driving With No Insurance Fine in Different States<\/strong><\/h3>\n

The penalty for driving a vehicle without an insurance copy was Rs 1000 however, with the amendment in the Motor Vehicles Act, the challan for this traffic violation has been increased. The challan rates vary from one state to another and the table below illustrates the fines for some of the states:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
States<\/strong><\/th>\nTraffic Fine (Rs)<\/th>\n<\/tr>\n<\/thead>\n
Uttrakhand<\/td>\n1000-2000<\/td>\n<\/tr>\n
Haryana<\/td>\n2000-4000<\/td>\n<\/tr>\n
Bihar<\/td>\n2000-4000<\/td>\n<\/tr>\n
Assam<\/td>\n2000-4000<\/td>\n<\/tr>\n
Delhi<\/td>\n2000-4000<\/td>\n<\/tr>\n
Punjab<\/td>\n2000-4000<\/td>\n<\/tr>\n
Karnataka<\/td>\n1000-4000<\/td>\n<\/tr>\n
Uttar Pradesh<\/td>\n2000-4000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Repercussions of Not Having Insurance for Your Bike or Car<\/strong><\/h3>\n

According to the Motor Vehicle Act, it is illegal to drive a vehicle without motor insurance. In case a person is found driving a vehicle without an insurance policy<\/a>, he\/she is likely to face the below-mentioned repercussions:<\/p>\n